Coverage & Benefits

Health

Making the right decision about your company’s health coverage means making an informed decision. The Greer Agency is not affiliated with any insurance carriers, so you can expect honest and unbiased advice. Whether it’s HMOs, PPOs or POSs, we’ll help you navigate through the alphabet soup of health insurance options to find the one that’s best for your company.

Dental

Next to health insurance, dental insurance is the most requested employee benefit. While dental insurance hasn’t changed significantly over the last 15 years, there are new products, new carriers and some potential pitfalls to be aware of. We explain the carrier’s true cost structure to ensure that the policy meets your expectations.

Life

When it comes to life insurance, there are many options to choose from. Most people don't carry personal life insurance, so they look for it as part of an employer-sponsored benefits package. With group insurance you can select either term or permanent and employer paid or voluntary. You can purchase a flat amount, a multiple of the employee’s salary or an amount based on employee class level. We can show you how to customize these plans based on your organization’s needs.

Disability

During their working careers, almost 30 percent of people between the ages 35 and 65 will experience a disability that lasts at least 90 days. With more people recognizing this risk, disability insurance is fast becoming a popular option with employees. Talk to us if you’re considering offering short and long-term disability benefits. It’s a valuable, low-cost option, but many carriers specialize in certain industries, and we can help you find the most appropriate one.


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